Category: Strategy Sessions

  • Registrations to Close in 2 Hrs || Make a strong bounce back after the 2021 prelims failure? || Free webinar by Sajal sir

    Registrations to Close in 2 Hrs || Make a strong bounce back after the 2021 prelims failure? || Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • Limited Slots || Last few hours left || Make a strong bounce back after the 2021 prelims failure? || Free webinar by Sajal sir

    Limited Slots || Last few hours left || Make a strong bounce back after the 2021 prelims failure? || Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • Make strong Come back after the 2021 prelims failure? | Free webinar by Sajal sir

    Make strong Come back after the 2021 prelims failure? | Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • Number of Polity questions over the years (2013-2021) in UPSC Prelims

    From 2013-2021, prelims papers had an average of 15 polity questions. There have not been any major variations over the years. Hence, polity is one of the most important subjects in the prelims exams.

    If you like our polity analysis, fill the form below to have a one-on-one interactive session with our mentors on other subjects as well.

    Polity vis-à-vis Prelims-2021

    Level of Difficulty in Polity Questions:

    Sources of Polity questions:

    Every year, atleast 10 questions appear from the Laxmikant book. This makes it a standard source for polity studies. Difficulty level of most questions in polity is easy. This means preparing from current affairs and the standard sources is enough for the prelims examination. Aspirants can prepare from the following sources for Polity –

    A. Polity Fundamental basics

    1. NCERT 9th and 10th Political theory book
    2. Value Addition on Political science Basics by Santosh Gupta

    B. Polity and Constitution

    1. Indian Constitutional at Work (NCERT)

    2. M. Laxmikant on Polity

    3. The Oxford Handbook of the Indian Constitution by Madhav Khosla

    C. Current Affairs

    1. CivilsDaily Monthly Magazines

    2. Samachar Manthan Notes

    Sub-topics wise analysis

    Aspirants have to pay attention to topics like fundamentals of polity, fundamental rights, directive principles of state policy, the preamble, schedules and articles in constitution and the recent bills cleared in the Parliament. Most of the questions have been asked from these topics from 2013 to 2021.

    Sub-Topic Wise Comparative study of 2021 Questions from 2020 Questions & Before.

    Questions both in 2021 and 2020 papers have appeared from the following three areas. For detailed analysis, go through the table below:

    A. Polity Fundamental aspects- Related to basics of Political Science

    B. Polity and Constitution aspects

    C. Current Affairs 

    A. Polity Fundamentals/Pol Science type questionsQuestions before 2021 prelims Questions in 2021 prelims
    1.Constitutional Government On the meaning of the wordRepeat question on meaningseems to UPSC’s FavouriteAvailable in NCERT
    2.Idea of Liberty : definition, restriction, relation with article14 etc.
    No question in 2020However, Continued theme since 2014.Definition of Liberty (2019)Relation of law and liberty(2018),  Restriction on liberty(2014)

    Question on Safeguards to libertyUPSC intends to ask for various aspects of liberty and rule of lawCan be solved by NCERT/ NIOS level Gyan
    3. Definition of keywords: state/nation/communism/GandhismRule of Law, equality No such questionQuestions on Gandhism and Marxism Definition of equality in 2017Question on definition of state.Need to be prepared on Political science definition of keywords. 
    B.Questions on ConstitutionGood Number of Questions from Preamble, FRs and DPSP Questions before 2021 prelims Questions in 2021 prelims
    Preamble1-2 questions ever yearOne direct question on preamble, in another Preamble is one of right option.  Two questions in 2017 such minds of constitutional makers and another on contents of preamble Contents of preamble(2015)Indirect question on Preamble- Status of India on 26th January 1950
    Fundamental rights2 questions every yearOne direct question in 2020 (Article 17-Untouchability)Two questions in 2019 such as right to marry and 9th schedule Two questions in 2021Article 14- equalityArticle 18- Abolition of titles
    DPSPsAt least 2 questions every year 

    Two direct questions in 20201.Welfare State2.Part IVOne Indirect Question- UNHDROne Direct question: Concentration of Wealth in 2021
    Debatable questionsEach year 1-2 questions
    (2019) will state legislatures follow the rules of Lok Sabha?(2017) right to vote
    Repeated theme of Confusing aspirants over constitutional and Legal Rights such as vote, property etc.
    Two Questions in 2021 Right to Property whether available to citizen only/all
    Definition of State
    Separation of powers- Committed Judiciary type option
    Parliament
    Few Difficult questions on Parliament Procedures, Committees etc. 
    1-2 questions on motions/ resolutions, qualifications  

    One Question on Rulebook(2020)
    Minister eligibility & RPA (2020)
    2019: office of profit and disqualification


    Complete omission of this area of questions in 2021
    2022 may have 2-3 questions
    Judiciary relatedAt least one question
    Basic Structure and Judicial Review (2020)Judicial Review and 44th Amendment (2019)Impeachment of Judges(2019)
    Direct question on Independence of JudiciaryIndirect question on role of Judiciary in federalismIndirect question on role of judiciary in ensuring liberal democracy 
    C. Current Affairs:Questions before 2021 prelims Questions in 2021 prelims
    Random Laws and Schemes from older Current AffairsNALSA (2013 and 2020)MPLADS (2020)AADHAR (2019 and 2020)Transgender Law
    No Current Affairs as such not even from old current (>1 year)
    Two questions on Parole and Judicial custody- seems to inspired from current events related to death of an actor last year. 

    How to Prepare Polity for Prelims 2022

    Watch this strategy video to get a clear understanding:

    Polity is certainly the first subject most aspirants read when they start their preparation. If you are a 2022 aspirant who needs polity test series or guidance for the subject then click here.

    Way Forward

    In prelims 2021 paper, Polity seems to be the most doable section. Most questions are easy to moderate and from standard sources of NCERT and Laxmikant. There is less emphasis on current affairs directly however many questions seem to inspired from current affairs. More focus is on understanding the basic concepts and constitutional aspects while linking it with current happenings. Aspirants need not to worry about older current affairs as there are lesser number of questions. Controversial questions get more mileage in the interview round, where one is expected to give balanced answers.

    Want to know the best sources, important topics to prepare and how to study other subjects for UPSC CSE 2022 exams? Fill the form below and a veteran CD mentor will get in touch with you within 24 hours.

  • How to bounce back strongly after the 2021 prelims failure? | Free webinar by Sajal sir

    How to bounce back strongly after the 2021 prelims failure? | Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    About Sajal Sir

    He is the founder and Core Faculty at CD. An economics Post-Graduate, He had scored the highest marks in GS Mains in the 2017 UPSC exam, and under his guidance, more than 80 students cracked the UPSC exam in 2020.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • 15th October 2021| Daily Answer Writing Enhancement(AWE)

    GS Papers:

    Topics for Today’s questions:

    GS-1     Role of women and women’s organizations

    GS-2     Role of Civil Services in a Democracy.

    GS-3    Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment.

    GS-4    Emotional intelligence-concepts, and their utilities and application in administration and governance

    Questions:

    Question 1)

     

    Q.1 The important issues raised by the Women’s Organisations in pre-Independence era are still relevant today. Critically examine. (15 Marks)

     

    Question 2)

    Q.2 The civil services held India together after Independence, but if the country’s potential is to be realised, existing problems of inefficiency and inaction must be fixed. In light of this, examine the factors responsible for inefficiency and suggest the reforms. (15 Marks)

    Question 3)

    Q.3 What are the factors driving the surge of private equity funding in India? What are the advantages and issues with such a rapid inflow of funds in the Indian economy? (10 Marks)

    Question 4)  

    Q.4 The Covid-19 pandemic has brought with itself an environment of uncertainties and hardships. In this context, discuss the significance of emotional intelligence in dealing with the situation. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 11th  October is uploaded on 11th October then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 11th October is uploaded on 13th October, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Staff so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. 

    For the philosophy of AWE and payment: 

  • How to bounce back strongly after the 2021 prelims failure? | Free webinar by Sajal sir

    How to bounce back strongly after the 2021 prelims failure? | Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • Free mentorship provided by Sajal sir (GS Topper 2017) to students who have just missed the mains cut off off by a whisker ||Aim for 100 marks above cut off in Mains with Smash Mains 2021 : New Batch || Invite only program (only 5 seats remaining) || Register here

    With over 80% enrolled students in 2020 attending UPSC interviews, Smash Mains is back again. This is an invite-only program that will start on October 24th, 2021.

    Mentorship will be provided free of cost by Sajal Sir. Only administrative cost will be charged. To enroll click here

    About Smash Mains 2021

    Dear Students,

    The fact that you have been missing the cut-off with a small margin (repeatedly) tells that there are some fundamental issues with your approach. You might be aware or not about this. But just realization is not enough, you have to work on its execution as well. And bringing that to fruition will be possible through a guided process under a meticulously designed plan.

    Smash mains is a highly personalized and intensive handholding program for the crème-de-la-crème (veterans) amongst UPSC aspirants (the intake is 50 students). Right now we have only 5 seats left.

    Note: The Entry is Restricted to those who have appeared in UPSC interview in the past 2 years or have missed the mains cut off by a whisker.

    The focus is on identifying and highlighting the issues with your preparation (information / analysis / utilization). According to your strength and weaknesses, a tailor-made strategy is developed. Under Sajal sir’s strict monitoring, incremental improvements are aimed every day, after every session.

    Sajal sir’s marks in UPSC 2017 GS Mains paper were:

    • GS Paper 1 – 132
    • GS Paper 2 – 125
    • GS Paper 3 – 130

    Progression of Smash Mains 2021

    After completing the Mains Test series, you will have a one-to-one detailed and in-depth interaction with Sajal sir. Final refinements are done to every answer. Value addition material, as well as pointers, will be provided here. We will work with you to ensure you have enough material for value addition. Our focus will be on providing tips that add the missing X factor to your answers.

    Why is Smash 2021 the best way to prepare for mains?

    Individual attention and approachability are the USPs of this program.

    Not putting Penguins among the Fowls – You already know how to write an average answer (you’re missing it by a few marks actually). You want to know how to increase your score from 90 to 110-115. The approach followed by other institutes in their Test series is the same for a veteran and a complete newbie and here lies the problem. Without personalized one-to-one interaction with someone like Sajal sir (who has scored these awesome marks), it will be difficult for you to rectify these minute yet very important shortcomings.

    Evaluation is a strength of this program and we put it on a high priority. Sajal sir himself is involved in the process, unlike other institutes where evaluation is outsourced to those who themselves might not have appeared for mains (It’s bizarre). It shouldn’t be based on ‘model answers’ as there are 3-4 ways of approaching an answer. Only a seasoned player will be able to go beyond these model answers and be able to appreciate your approach (If it’s innovative) even if it differs from the model answers provided.

    Test copies get checked in a time-bound manner. The questions, answers and material provided are of the highest quality.

    Always on time and insightful discussions end with a reality check and motivation to perform better in the next test.

    Emphasis on execution and utilization of knowledge – Mains is not only about knowledge but the way you express the relevant knowledge in the most optimum manner.

    Sajal sir’s interventions are highly specific and not generalized. Sitting right in front of you he walks you through each and every question. Always there, he will not let you lose your focus.

    We deliver what we promise.

    Why UPSC toppers are convinced that Smash Mains helped them succeed?

    Read other answers over here.

    The Batch of Smash Mains Program will start from 24th October.

    To Enroll Click Here.

  • Free mentorship provided by Sajal sir (GS Topper 2017) to students who have just missed the mains cut off off by a whisker ||Aim for 100 marks above cut off in Mains with Smash Mains 2021:New Batch || Invite only program (only 5 seats remaining)|| Register here

    With over 80% enrolled students in 2020 attending UPSC interviews, Smash Mains is back again. This is an invite-only program that will start on October 24th, 2021.

    Mentorship will be provided free of cost by Sajal Sir. Only administrative cost will be charged. To enroll click here

    About Smash Mains 2021

    Dear Students,

    The fact that you have been missing the cut-off with a small margin (repeatedly) tells that there are some fundamental issues with your approach. You might be aware or not about this. But just realization is not enough, you have to work on its execution as well. And bringing that to fruition will be possible through a guided process under a meticulously designed plan.

    Smash mains is a highly personalized and intensive handholding program for the crème-de-la-crème (veterans) amongst UPSC aspirants (the intake is 50 students). Right now we have only 5 seats left.

    Note: The Entry is Restricted to those who have appeared in UPSC interview in the past 2 years or have missed the mains cut off by a whisker.

    The focus is on identifying and highlighting the issues with your preparation (information / analysis / utilization). According to your strength and weaknesses, a tailor-made strategy is developed. Under Sajal sir’s strict monitoring, incremental improvements are aimed every day, after every session.

    Sajal sir’s marks in UPSC 2017 GS Mains paper were:

    • GS Paper 1 – 132
    • GS Paper 2 – 125
    • GS Paper 3 – 130

    Progression of Smash Mains 2021

    After completing the Mains Test series, you will have a one-to-one detailed and in-depth interaction with Sajal sir. Final refinements are done to every answer. Value addition material, as well as pointers, will be provided here. We will work with you to ensure you have enough material for value addition. Our focus will be on providing tips that add the missing X factor to your answers.

    Why is Smash 2021 the best way to prepare for mains?

    Individual attention and approachability are the USPs of this program.

    Not putting Penguins among the Fowls – You already know how to write an average answer (you’re missing it by a few marks actually). You want to know how to increase your score from 90 to 110-115. The approach followed by other institutes in their Test series is the same for a veteran and a complete newbie and here lies the problem. Without personalized one-to-one interaction with someone like Sajal sir (who has scored these awesome marks), it will be difficult for you to rectify these minute yet very important shortcomings.

    Evaluation is a strength of this program and we put it on a high priority. Sajal sir himself is involved in the process, unlike other institutes where evaluation is outsourced to those who themselves might not have appeared for mains (It’s bizarre). It shouldn’t be based on ‘model answers’ as there are 3-4 ways of approaching an answer. Only a seasoned player will be able to go beyond these model answers and be able to appreciate your approach (If it’s innovative) even if it differs from the model answers provided.

    Test copies get checked in a time-bound manner. The questions, answers and material provided are of the highest quality.

    Always on time and insightful discussions end with a reality check and motivation to perform better in the next test.

    Emphasis on execution and utilization of knowledge – Mains is not only about knowledge but the way you express the relevant knowledge in the most optimum manner.

    Sajal sir’s interventions are highly specific and not generalized. Sitting right in front of you he walks you through each and every question. Always there, he will not let you lose your focus.

    We deliver what we promise.

    Why UPSC toppers are convinced that Smash Mains helped them succeed?

    Read other answers over here.

    The Batch of Smash Mains Program will start from 24th October.

    To Enroll Click Here.

  • 14th October 2021| Daily Answer Writing Enhancement(AWE)

    GS Papers:

    Topics for Today’s questions:

    GS-1     Effects of Globalisation on Indian society

    GS-2     Bilateral, Regional and Global Groupings and Agreements involving India and/or affecting India’s interests.

    GS-3    Issues related to Direct and Indirect Farm Subsidies and Minimum Support Prices; Public Distribution System – Objectives, Functioning, Limitations, Revamping; Issues of Buffer Stocks and Food Security; Technology Missions; Economics of Animal-Rearing.

    GS-4     Case-Studies

    Questions:

    Question 1)

     

    Q.1 Not only does globalisation impact the environment, but environmental factors also impact globalisation. Elucidate. (10 Marks)

     

    Question 2)

    Q.2 The world is today adrift. We are neither in a bipolar Cold War nor in a multipolar world, though perhaps tending towards a world of several power centres. In this context, examine the challenges and opportunities for India. (10 Marks)

    Question 3)

    Q.3 There is an urgent need for reorientation of the long-term direction of agri-food systems to not only enhance farm incomes but also ensure better access to safe and nutritious foods. Suggest the changes in India’s food system to ensure both the economic and food safety of the country. (15 Marks)

    Question 4)  

    Q.4 You are a single mother and work as a school counsellor for the psychological well-being of primary and secondary school children at a reputed school. Recently, you have found through your interactions that several students have been facing emotional trauma and mental health issues. Realising the gravity of the situation you want to discuss this with the school authorities and the board of trustees and come up with an advanced plan that can help parents get better involved. However, during the meeting, concerns are raised regarding your findings and the lack of supporting evidence is also cited by some. Moreover, senior members who are present express a sense of displeasure at what this might mean for the reputation of the school. You are thoroughly appalled with this approach of the school authorities, yet you are mired down in your own financial circumstances. On the basis of the above situation, answer the following: (a) Identify the most relevant stakeholders in the case. (b) What are the dilemmas in the case? (c) Discuss how stigmatisation of mental health issues can be addressed in schools. (20 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 11th  October is uploaded on 11th October then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 11th October is uploaded on 13th October, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Staff so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. 

    For the philosophy of AWE and payment: 

  • Learn from your failures in Prelims 2021 | Free webinar by Sajal sir

    Learn from your failures in Prelims 2021 | Free webinar by Sajal sir

    Failing to qualify Prelims does not mean that you give up! There have been top rankers in the history of UPSC who failed to qualify Prelims multiple times but learned from each mistake and kept improving themselves. Pranav Vijayvargiya (AIR Rank 65) 2020 is the biggest example of this. He failed consecutively in 2 prelims but he kept himself motivated and finally got (AIR Rank 65) under the guidance of Sajal sir.

    Fear of failure keeps you from learning and this is not the time to lose hope! It may be a tough situation but there’s still a lot you can learn from it.

    Sajal Sir has helped over 400 aspirants secure ranks in the last 6 years. He has helped 30 students secure ranks in the top 100 in UPSC 2020. He knows about success but he also knows how success is built from lessons of failure. He knows how bad the situation may become if you don’t qualify for Prelims but he also knows how to use that learning to crack the exam. And that’s the secret he will share with you in an absolutely free webinar.

    What will you learn in the webinar?

    1. How to keep yourself motivated in this exam process whose gestation period is very high.

    2. How to cope up with failures in this exam cycle

    3. How to maintain consistency during preparation

    3. How to re-start preparation again for the 2022 exam

    4. Which mistakes to avoid in your next attempt

    5. Blueprint of your preparation plan. When to start preparation for prelims again.

    6. How to utilize these next 4 months before you start preparing for prelims again.

    7. What to study, From where to study, and how to study.

    8. Smart study-related practical strategies which work on the ground.

    9. 4-2-4 Model of Preparation

    10. Open 1-1 Q&A session with Sajal sir

    Join Sajal sir for the free webinar and take the first step towards cracking the exam in the upcoming attempt!

    Date: 16/10/21

    Time: 7 p.m.

    About Sajal Sir

    He is the founder and Core Faculty at CD. An economics Post-Graduate, He had scored the highest marks in GS Mains in the 2017 UPSC exam, and under his guidance, more than 80 students cracked the UPSC exam in 2020.

    This is what Pranav Vijayvergiya (AIR 65) had to say about his experience of studying under the guidance of Sajal Sir:

    https://youtu.be/DSwO38weHAA
  • [Yojana Archive] SHG-led Women Empowerment

    UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)

    September 2021: Nari Shakti
    • The Government of India has drawn several policy measures to achieve “gender equality” and “gender empowerment”.
    • One of such measures is the promotion and economic activation of Self-Help groups (SHGs).

    What are SHGs?

    • Voluntary associations: SHGs are voluntary associations of economically poor, usually drawn from the same socio-economic background.
    • Community action: They often resolve to come together for a common purpose of solving their issues and problems through self-help and community action.

    SHG-led Women Empowerment: A timeline

    • ‘Grameen Bank’ model: In 1984, for the first time, the concept of social mobilisation and business development through organising of SHGs was introduced based on Prof. Yunus’s ‘Grameen Bank’ model.
    • NABARD intervention: Initially, the National Bank for Agriculture and Rural Development (NABARD), along with NGOs designed and developed the promotional ecosystem, including the SHGs-Bank linkage programme.
    • RBI recognition: In the year 1990, the RBI recognised SHGs as an alternate credit flow model.

    Thus, SHGs were accepted as group-based clients of banks for both deposit and credit linkages, collateral-free lending, and lending to groups without specification of purpose/ project.

    Various committees related

    [A] Prof. S. R. Hashim (1997) committee

    • It reviewed the poverty alleviation and employment generation programmes of the Ministry of Rural Development.
    • It recommended shifting focus from an individual beneficiary approach to a group-based business development approach.
    • Hence, Integrated Rural Development Programme (lRDP) and its associated schemes were merged.
    • A new scheme called ‘Swamjayanti Gram Swarozgar Yojana’ (SGSY) was launched to provide self-employment to below the poverty line households through the formation of SHGs.

    [B] Prof. R. Radhakrishna (2009) Committee

    • It reviewed the performance of SGSY and suggested changes in its design from a ‘top-down poverty alleviation’ approach to a ‘community-managed livelihood’ approach.
    • Emphasis was given to linking SHG members to social welfare programs.
    • SGSY was restructured into National Rural Livelihood Mission (NRLM) to provide sharper focus on poverty alleviation.
    • Now, the NRLM has been renamed as Deendayal Antyodaya Yojana — National Rural Livelihoods Mission (DAY-NRLM).

    DAY-NRLM & Women Empowerment

    DAY- RLM has a twin objective

    1. Organising rural poor women into SHGs; and
    2. Constantly nurturing and assisting them to take up economic activities.
    3. It aims to reduce poverty by enabling poor households to access gainful self-employment and skilled wage employment opportunities, through building strong grassroots institutions for the poor.
    4. The programme aims to ensure that at least one-woman member from each rural poor household (about 9 crores) is brought into women SHGs.

    Principles of SHG movement: The Dashasutras

    The SHG movement follows five principles or ‘Panchasutra’ viz:

    1. Regular Meetings
    2. Regular Savings
    3. Regular Inter-Loaning          
    4. Timely Repayment of Loans and
    5. Up-to-date books of Accounts

    In addition, five additional principles now followed by SHGs are

    1. Health, Nutrition and Sanitation
    2. Education
    3. Active involvement in Panchayati Raj Institutions (PRIs)
    4. Access to Entitlements and Schemes and
    5. Creating Opportunities for Sustainable Livelihoods.

    These taken together are called – ‘Dashasutras’ under DAY-NRLM.

    Women Entrepreneurship and Economic Progress

    • There are mainly three central aspects of entrepreneurship:
    • Uncertainty and risk
    • Managerial competence and
    • Creative opportunism or innovation
    • Hence, promotion of entrepreneurship through SGs would require empowerment of millions of SHGs.
    • If women SHGs are empowered they can ensure job opportunity by effectively utilising available resources into profitable products as per the local need and the acceptability of consumers.

    DAY-NRLM & Empowering Process

    The nucleus of DAY-NRLM has been built around a basic human nature of the feeling of self-worth and self-help. Following four pillars of the scheme ensure the empowerment process in DAY-NRLM:

    (1) Social Mobilisation, Formation and Promotion Of Sustainable Institutions Of Poor:

    • These community-based organisations adhere to core principles of democratic governance and financial accountability.
    • It participates effectively in local governance and development, mediate livelihood concerns and social issues affecting the poor members, facilitates access of the poor to entitlements and public services.

    (2) Pillar of Financial Inclusion:

    • Here focus is laid on both demand and supply-side interventions.
    • Demand-side interventions ensure the promotion of effective book-keeping: provision of capital support to SHGs; creating a culture of prompt repayments of loans etc.
    • Supply-side interventions confirm the formation of sub-committees of State-level Bankers Committee in all states; bankers’ sensitisation on concept, practices, etc.

    (3) Livelihood:

    • The focus is on strengthening existing and new income sources, promotion of opportunities. The scheme empowered women SHGs to take up non-farm livelihoods activities too.
    • Start-Up Village Entrepreneurship Programme (SVEP) promoted rural start-ups in the non-farm sector.

    (4) Social Inclusion and Convergence:

    • Platforms established by SHGs are leveraged for better implementation of multiple public welfare schemes/programmes.

    Issue & Challenges

    The SHG movement traversed from the “thrift and saving” in the 1980s to the “livelihood” based economic empowerment method. Despite such progress, it is suffering from many challenges, as discussed below:

    • Universal social mobilization: Identification and inclusion of the poor remains a challenge. There is need to develop community resource persons for participatory identification of poor.
    • Training, Capacity Building & Skill Upgradation: There is lack of appropriate training plans, quality training and availability of expert training institutions.
    • Universal Financial Inclusion: Lack of uniform financial management systems at all tiers of SHGs has impacted the growth in bank accounts, improvement in financial literacy, and absorption capacity of community members.
    • Multiple & Diversified Livelihoods: There is lack of progressive leadership for inclusiveness of small-sized enterprises at the federal level. Market/ forward linkages, is largely missing.
    • Support Structure at the Community: Creation of business environment, enhancement of skills, and identification of value chains with proper clustering across the state along with positioning competent human resources in the SHGs ecosystem are required.
    • Schematic Convergence: Field level schematic convergence is the need of the hour to bring synergies directly or indirectly with the institutions of poor.

  • Register & Join Live Webinar Now || Link Inside || Scoring 90+ in Prelims? Begin your Mains preparation strategically || Attend our FREE webinar & speak with our mentors in an open discussion post webinar

    Register & Join Live Webinar Now || Link Inside || Scoring 90+ in Prelims? Begin your Mains preparation strategically || Attend our FREE webinar & speak with our mentors in an open discussion post webinar

    Dear aspirant,

    Prelims is over and it’s time to gear up for Mains; and if you have scored 90+ in UPSC Prelims 2021, you should start your Mains preparation immediately!!!

    In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams and 30 students of Civilsdaily have secured ranks in the Top 100. The same team that helped aspirants become rankers last year is back again to help you also.

    Sukanya ma’am (Mains Program Head) and Birendra sir (Mains Program Coordinator) will be speaking with students at a FREE webinar to discuss the strategies for your Mains.

    These are what you’ll get in the webinar:

    1. When to start practicing answers if you are appearing for Mains?
    2. What to study and what not to study. Smart hacks to complete and revise your syllabus in minimum time.
    3. Debunking myths associated with answer writing.
    4. What are the best practices in answer writing ?
    5. Topper’s answer discussed and analysed live (Why did they score high marks).
    6. X-factor required in your answers to score above 100 marks in GS.
    7. Ideal strategy till Mains 2021.
    8. How to allocate your time between GS and Optional?
    9. Importance of Structure and Presentation in getting high marks in UPSC GS mains.
    10. Open Q&A session with Participants.

    Date: 13/10/2021

    Time: 07:00 p.m. onwards

    If you have scored 90+ in Prelims this year, then this webinar is meant for you. Register now.

    About Sukanya Ma’am:

    Sukanya ma’am has firsthand experience of 4 mains and 2 interviews of UPSC. She has also appeared in the State PCS interview. Before she has worked as an officer in a public sector bank and now as a Mentor at Civilsdaily, she aims to guide future aspirants in finding success.

    About Birendra Sir:

    Birendra Sir has been part of Mentoring team at Civilsdaily for more than 2 years now. He has a rich experience of guiding 200+ students. Presently, he is working as Mains Coordinator at Civilsdaily.

  • Only Limited Seats || Last 2 Hrs Left || Scoring 90+ in Prelims? Begin your Mains preparation strategically || Attend our FREE webinar & speak with our mentors in an open discussion post webinar

    Only Limited Seats || Last 2 Hrs Left || Scoring 90+ in Prelims? Begin your Mains preparation strategically || Attend our FREE webinar & speak with our mentors in an open discussion post webinar

    Dear aspirant,

    Prelims is over and it’s time to gear up for Mains; and if you have scored 90+ in UPSC Prelims 2021, you should start your Mains preparation immediately!!!

    In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams and 30 students of Civilsdaily have secured ranks in the Top 100. The same team that helped aspirants become rankers last year is back again to help you also.

    Sukanya ma’am (Mains Program Head) and Birendra sir (Mains Program Coordinator) will be speaking with students at a FREE webinar to discuss the strategies for your Mains.

    These are what you’ll get in the webinar:

    1. When to start practicing answers if you are appearing for Mains?
    2. What to study and what not to study. Smart hacks to complete and revise your syllabus in minimum time.
    3. Debunking myths associated with answer writing.
    4. What are the best practices in answer writing ?
    5. Topper’s answer discussed and analysed live (Why did they score high marks).
    6. X-factor required in your answers to score above 100 marks in GS.
    7. Ideal strategy till Mains 2021.
    8. How to allocate your time between GS and Optional?
    9. Importance of Structure and Presentation in getting high marks in UPSC GS mains.
    10. Open Q&A session with Participants.

    Date: 13/10/2021

    Time: 07:00 p.m. onwards

    If you have scored 90+ in Prelims this year, then this webinar is meant for you. Register now.

    About Sukanya Ma’am:

    Sukanya ma’am has firsthand experience of 4 mains and 2 interviews of UPSC. She has also appeared in the State PCS interview. Before she has worked as an officer in a public sector bank and now as a Mentor at Civilsdaily, she aims to guide future aspirants in finding success.

    About Birendra Sir:

    Birendra Sir has been part of Mentoring team at Civilsdaily for more than 2 years now. He has a rich experience of guiding 200+ students. Presently, he is working as Mains Coordinator at Civilsdaily.

  • PSIR Optional UPSC 2023 Value Enhancement with Soham, IRS | Lectures, Tests, Notes, and 1-1 Mentorship | Starts on 3rd Nov

    PSIR Optional UPSC 2023 Value Enhancement with Soham, IRS | Lectures, Tests, Notes, and 1-1 Mentorship | Starts on 3rd Nov

    If there’s one-stop, single-source reading material for PSIR, it is CD’s PSIR Optional Program for UPSC 2023. It is a Value Enhancement Program

    AIR 267, Soham (IRS) will be heading the PSIR program and he will be taking lectures and mentorship sessions. Soham has scored one of the highest marks in the Optional and has a great base in the PSIR subject.


    A Brief Overview Of CD’s PSIR Program

    • It is a 60 days program 
    • Value addition lectures and notes by Soham Mandhare, AIR 267, UPSC 2021 IRS
    • Test series including 6 tests, Model answers 
    • Test discussion with Soham sir
    • 1-1 Post-test evaluation mentorship call by senior PSIR optional mentor

    At the end of each session, you will get a LIVE Doubt-Clearing session with our faculty to get all your doubts cleared. We are working hard to make the program more featureful, highlight the best answers, and show the competency levels of students. So what are you waiting for? Enroll & get the feel of a real exam.


    Since optional constitutes 500/2025 towards the merit list, it is important to outperform in it to get into the service of your choice.

    It is a little more than 7 months to go for UPSC-CSE 2023. So, Guys, this is high time to make sure that the foundation for your ‘Optional’ Answer writing skills is strong. Our ‘Political Science & International Strategy’ (PSIR) Program is a handy opportunity to sharpen your Answer writing skills. 

    We are launching an advanced 60 days PSIR Optional Program. Rest assured, we have got you covered with all the conceptual clarity on important topics. For maximum retention and greater recall value in the exam hall, CD’S Exam Prep program has curated an exclusive series to help you strengthen the basics for UPSC Optional answer writing. 

    Also, you will get a lot of pointers to polish your written and interview skills for UPSC-CSE 2023, 24. 

    Click here to JOIN the PSIR OPTIONAL PROGRAM.


    Trends In PSIR Optional Paper

    For concept/idea-based questions:

    • For concept/idea-based questions:
    • Who theorized it and what inspirations behind it if any
    • Core points explaining the idea, include a diagram/flowchart (rare, only if it helps)
    • Arguments for and against the idea, citing scholars
    • Relevance in present times / critical analysis

    For current affairs-based questions:

    • A generic opening surrounding the event/news, a quote if I could remember one
    • Core points explaining the situation
    • Explain and against arguments, citing scholars
    • Critical analysis / pragmatic opinion or solution, citing scholars if needed

    WHAT THE PROGRAM INCLUDES:

    Value addition Lectures by AIR 267, Soham + Test series + Evaluation of Questions + Doubt Clearing Session + 1-to-1 mentorship + Notes

    • 60 days value addition program
    • Value addition lectures and notes by Soham sir (over Zoom/Google meet)
    • Mentorship-overall schedule preparation
    • 6 test detailed evaluations within 48 hours of submission and One-on-One (on-call) discussion for each test
    • Value addition material by Soham sir
    • Access to Community administered by Soham sir and PSIR faculty
    • Doubt sessions on-demand for conceptual clarity, interlinking aspects
    • Strategy mentorship session with Soham sir (weekly)
    • Focusing on answer writing analysis, model answers, and test discussion by Soham sir. Maintaining the flow of answers, use of keywords, use of scholars’ quotes, coverage of dimensions, etc

    Course Fee: Rs 10,000 + GST = Rs. 11,800 Rs 8260 (Early bird offer)


    ABOUT THE MENTOR:

    Soham Mandhare Sir

    Soham secured AIR 267 in UPSC 2021 exam. He scored more than 290 in his last two attempts in the PSIR optional.



    What The Hindu mentioned about Civilsdaily Mentorship

  • 13th October 2021| Daily Answer Writing Enhancement(AWE)

    GS Papers:

    Topics for Today’s questions:

    GS-1     Salient features of Indian Society, Diversity of India

    GS-2     Bilateral, Regional and Global Groupings and Agreements involving India and/or affecting India’s interests.

     GS-3     Infrastructure: Energy, Ports, Roads, Airports, Railways etc.

    GS-4     Emotional intelligence-concepts, and their utilities and application in administration and governance

    Questions:

    Question 1)

     

    Q.1 The recent pandemic reinforces that a good urbanization is the most powerful technology for poverty reduction. Explain. (15 Marks)

     

    Question 2)

    Q.2 Examine the implications of the CAATSA sanctions against India for India-US ties. Give argument in support of waiver for India. (10 Marks)

    Question 3)

    Q.3 Financial woes of the Discoms continue unabated despite various schemes. In this context, examine the various aspects of the Revamped Distribution Sector Scheme and it seeks to improve the financial status of Discoms? (10 Marks)

    Question 4)  

    Q.4 Emotional intelligence in recent times has become the buzzword for determining the success of a person. Do you agree? If yes, mention the steps you have taken in your life to develop emotional intelligence. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 11th  October is uploaded on 11th October then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 11th October is uploaded on 13th October, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Staff so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. 

    For the philosophy of AWE and payment: 

  • Scoring 90+ in Prelims? Begin your Mains preparation strategically || attend our FREE webinar & speak with our mentors in an open discussion post webinar.

    Scoring 90+ in Prelims? Begin your Mains preparation strategically || attend our FREE webinar & speak with our mentors in an open discussion post webinar.

    Dear aspirant,

    Prelims is over and it’s time to gear up for Mains; and if you have scored 90+ in UPSC Prelims 2021, you should start your Mains preparation immediately!!!

    In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams and 30 students of Civilsdaily have secured ranks in the Top 100. The same team that helped aspirants become rankers last year is back again to help you also.

    Sukanya ma’am (Mains Program Head) and Birendra sir (Mains Program Coordinator) will be speaking with students at a FREE webinar to discuss the strategies for your Mains.

    These are what you’ll get in the webinar:

    1. When to start practicing answers if you are appearing for Mains?
    2. What to study and what not to study. Smart hacks to complete and revise your syllabus in minimum time.
    3. Debunking myths associated with answer writing.
    4. What are the best practices in answer writing ?
    5. Topper’s answer discussed and analysed live (Why did they score high marks).
    6. X-factor required in your answers to score above 100 marks in GS.
    7. Ideal strategy till Mains 2021.
    8. How to allocate your time between GS and Optional?
    9. Importance of Structure and Presentation in getting high marks in UPSC GS mains.
    10. Open Q&A session with Participants.

    Date: 13/10/2021

    Time: 07:00 p.m. onwards

    If you have scored 90+ in Prelims this year, then this webinar is meant for you. Register now.

    About Sukanya Ma’am:

    Sukanya ma’am has firsthand experience of 4 mains and 2 interviews of UPSC. She has also appeared in the State PCS interview. Before she has worked as an officer in a public sector bank and now as a Mentor at Civilsdaily, she aims to guide future aspirants in finding success.

    About Birendra Sir:

    Birendra Sir has been part of Mentoring team at Civilsdaily for more than 2 years now. He has a rich experience of guiding 200+ students. Presently, he is working as Mains Coordinator at Civilsdaily.

  • [SansadTV] Silver Economy: Challenges & Opportunities

    UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)

    Context

    • India’s elderly population is on the rise.
    • As per surveys, the share of elders, as a percentage of the total population in the country, is expected to increase from around 8.6% in 2011 to almost 12.5% by 2026, and surpass 19.5% by 2050.
    • Given this sharp rise there is an urgent need to create a more robust eldercare ecosystem in India, especially in the post-COVID phase.
    • The government is exploring various ways to promote the idea of silver economy.

    Silver Economy: An Explainer

    • The Silver Economy is dedicated to the elderly in our societies.
    • It is the system of production, distribution and consumption of goods and services aimed at using the purchasing potential of older and ageing people.
    • It seeks to satisfy their consumption, living and health needs.
    • It impacts every market and industry, such as: home accommodation, transport, food industry, insurance, robotics, health and e-health, communications, internet, sports and leisure.

    Why focus on senior citizens?

    • Drivers of economy: Older people are no longer at the periphery of the economy. Seniors are now significant players in the economy and their role will get even bigger.
    • High income/savings: Since older people tend to have both high incomes compared to younger populations and high needs, they are major consumers.
    • High population: There are currently 750 million seniors in the world, and that figure will cross the 1 billion marks by 2030.
    • Wealth accumulation: Seniors are the wealthiest age cohort in the world, together with older professionals (45-64 years).

    Issues

    • Many of the world’s “new seniors” will be in Asia and less wealthy than the current average.
    • Burden of diseases
    • Still, because they are relatively richer and relatively older, Western economies will remain the top “silver economies” into the next decade.

    Issues in India

    India is a young country with elaborate socio-cultural intricacies and an aging population.

    • Dependency: A large section of the senior population in India is still dependent on the joint family set up for their senior care and post-retirement needs, with financial planning for retirement taking a back seat.
    • High population: An increase in the number of seniors in India will reduce the percentage of India’s human resource capital and its ability to drive economic growth.
    • Increased retirement age: Many seniors in India expects to work beyond retirement age to raising the retirement age in India as longevity, expanded social benefits, increased homeownership, etc.
    • Second-life income: In developed economies a major share of the retirement income comes from social security. While in emerging markets like India, people rely on their personal savings as a primary source.
    • Low insurance penetration: This highlights the inadequacy and underscores the critical need to streamline retirement planning schemes and strengthen the pension programs in the country. There is a lacks of social security framework.

    Key initiatives

    As the senior population grows in size, India will need to look at them both as an important consumer segment as well as an essential part of its ambitious growth plan.

    An understanding of their needs, preferences, and lifestyles will be critical in unlocking the economic potential of this segment.

    [1] National Policy for Senior Citizens

    • The government of India has already taken steps in this direction with the introduction of the Draft National Policy for Senior Citizens 2020.
    • The Draft NPSC seeks to create a strong silver economy that caters to the new and evolving needs of seniors in the country.

    [2] SAGE Project

    • A scheme has been launched to promote private enterprises that bring out innovation in products and processes for the benefit of the elders.
    • This project is known as Senior Aging Growth Engine or SAGE.
    • It will identify, evaluate, verify and aggregate the needs of elder persons to deliver products, solutions and services.

    [3] SACRED Portal

    • Another portal SACRED- Senior Able Citizens for Re-Employment in Dignity, recently launched will connect the senior citizens with job providers in the private sector.

    Way forward

    (1) Universal pension program:

    • Income security in later years stems from multiple sources such as pensions, insurances (medical and life), investments.
    • This provides an opportunity for India to create a universal pension program for its 1.3 billion people.

    (2) Financial incentives:

    • There is a pressing need to promote and facilitate fiscal planning in the early years and supplement it with senior-friendly tax structures and integrated insurance products.
    • Such measures can help provide multiple income options to seniors to help them embrace a lifestyle of their choice.

    (3) Regulatory mechanism:

    • Income generated from savings is the go-to for most elders.
    • A regulatory mechanism will set a viable base rate for the interest accrued on senior citizen deposits and ensure market dips don’t affect retirement income and senior-specific saving plans.

    Conclusion

    • As the demography undergoes changes of such massive proportions, we need to figure out ways to supplement the impending deficit.
    • Seniors can help elevate the economy by being active participants in both the income generation and income expenditure side of the market.
    • Keeping senior citizens meaningfully engaged, will also help them lead fuller lives and help achieve a healthy work-life balance.
    • This necessitates robust policy support to implement programs that encourage and simplify the process for seniors to opt for post-retirement employment.
  • Unable to crack prelims means you were unable to understand what UPSC expects from you | Don’t repeat the mistake in 2022 | Learn how

    Unable to crack prelims means you were unable to understand what UPSC expects from you | Don’t repeat the mistake in 2022 | Learn how

    Do you know what UPSC expects from an aspirant? Have you had a look at Pre 2021 paper? It can be taken as a watershed moment. If you feel you’re at the crossroads this is for you.


    In 2020, Civilsdaily helped 80+ Civilsdaily students secured ranks in the exam and 30 secured ranks in the top 100. And now, it’s time to look ahead.

    The 10th Oct 2021 in many ways was a watershed moment for IAS aspirants. Prelims 2021 has shocked veterans and baffled the first-timers. If anything this paper has taught is that you need to adapt to the expectations of UPSC and adopt a new approach.

    UPSC is changing. No more is it about isolating yourself and just doing current affairs, static, attending random classes, or reading a plethora of books. It’s time to bury the old ways for IAS preparation, for good.

    We’ve had a discussion with around 3500 IAS aspirants (beginners and veterans) last month and all of them had doubts related to either sources and books or answer writing and even essays and interviews.

    To borrow from the parable of ‘blind men and the elephant’ almost all of these aspirants were trying to make sense of UPSC but unable to look at the whole picture. You need to tackle that ‘elephant in the room’. Look at the holistic picture. First, understand what it stands for, what expectations do they have from you, then understand how to fulfill them, then plan and move forward.

    How to prepare for upsc 2021? Strategy for upsc 2021?
Answer writing for 2020

    Broadly, six factors determine your success in cracking this prestigious IAS exam and the most important being understanding the expectations of UPSC and according to that planning and strategizing; other being Learning – Knowledge and information; Analyzing – making linkages, connections, etc.; Executing and utilizing information; and Constant course correction – because mistakes are inevitable, need to rectify them asap.

    But how to do that?

    How to prepare for upsc 2021? Strategy for upsc 2021?
Answer writing for 2020

    Failing to tackle any one of them, feeds into a vicious cycle. Without guidance or mentoring, understanding where the problem lies and how to rectify it becomes problematic.

    This is where our 3 tier mentoring comes in:

    1. First step starts with this Samanvaya call: Our senior mentors get on a 30-40 minute call with you after you fill the Samanvaya form to understand your prep level, working/ study constraints, current strategies, and create a step by step plan for next week, next month and so on.

    2. You are given access to our invite-only chat platform, Habitat where you can ask your daily doubts, discuss your test-prep questions and have real-time, live sessions on news and op-eds, and find your optional groups.

    How to prepare for upsc 2021? Strategy for upsc 2021?
Answer writing for 2020
    Daily target monitoring.

    3. The third and the most personalized tier is the 1 on 1 mentor allotment who stays with you through the course of your UPSC preparation – always-on chat and on scheduled calls to help you assess, evaluate, and chart the next milestone of your IAS 2022 journey.


    (Civilsdaily’s mentor will call you within 24 hours.)


    Who are you?

    1. Working Junta? If you are preparing for IAS 2022 and working simultaneously, we can help you strategize and decipher the IAS exam and design a timetable that fits right in your hectic schedule.
    2. First-time prep? If you are in the last year of college or thinking of dropping a year and preparing for IAS 2022 full time, we can help you pick the right books and craft a practical & personal strategy.

    Once done, we will call you within 24 hours or so.


    How to prepare for upsc 2021? Strategy for upsc 2021?
Answer writing for 2020

    Here are some testimonials of our students about Samanvaya and our propriety chat interventions:


    Our rankers in 2020

  • 12th October 2021| Daily Answer Writing Enhancement(AWE)

    GS Papers:

    Topics for Today’s questions:

    GS-1     Salient features of Indian Society, Diversity of India

    GS-2     Bilateral, Regional and Global Groupings and Agreements involving India and/or affecting India’s interests.

     GS-3    Conservation, Environmental Pollution and Degradation, Environmental Impact Assessment; Agriculture and related issues

    GS-4    Aptitude and foundational values for Civil Service, integrity, impartiality and non-partisanship, objectivity, dedication to public service, empathy, tolerance and compassion towards the weaker­ sections.

    Questions:

    Question 1)

     

    Q1. India faces the ‘triple burden of malnutrition’ that threatens to erode the growth and development of its human resources and economy. Explain. Also, highlight various initiatives taken by the central government to tackle malnutrition.(15 Marks)

     

    Question 2)

    Q.2 “Delhi knows that Europe could significantly boost India’s capacity to influence future outcomes in the Indo-Pacific. It would also be a valuable complement to India’s Quad coalition”. Comment. (10 Marks)

    Question 3)

    Q.3 The agriculture sector is one of the significant contributors to greenhouse gas emissions. This underscores the importance of carbon policy for agriculture in India. In this context, suggest the steps needed to be taken under such policy. (10 Marks)

    Question 4)  

    Q4. An honest bureaucrat can be put to inconvenience but the dishonest one is more likely to suffer in the long run. Comment. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 11th  October is uploaded on 11th October then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 11th October is uploaded on 13th October, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Staff so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. 

    For the philosophy of AWE and payment: